Better Credit Cards

Ice Cube rapped "It's so hard to get a room without a credit card; It's so hard not to let em know where you are; Tried to get a rent a car; But he laughed when I showed him cash."

It's true! For some things you just need a credit card. Take online purchases for instance...credit card please! What about funding your PPC Marketing campaigns? You almost always need a credit card for anything that you do online and as Ice Cube said, for renting a car or hotel room too. But there are better credit cards!

What Is A Better Credit Card?

To me, a better card card is one that doesn't put you into debt! The only way to have a credit card where you won't go into debt is by having a pre paid credit card. You have to fund the credit card before you can use it.

It almost shouldn't be called a credit card but it is because it is accepted where any other credit card would be accepted. You can get prepaid cards from the major players Visa and Mastercard.

I realize that you would lose some of the convenience of a regular credit card where you don't have to have any money and you can just charge it. But if your goal is to stay the heck out of debt but still be able to make purchases without carrying cash, or order a pizza, or buy something online, prepaid credit cards are a perfect solution.

Build Credit History

Besides the obvious benefits and the benefits mentioned above there is another one worth mentioning. There is no credit check and really why would there be? And the great thing is that you can build credit history with these cards!

Available Cards

I came across two cards with the prepaid feature. There's the Account Now Visa Card and the Account Now MasterCard . Click the links to the sign up forms. It's free to sign up plus approval only takes minutes.